ALPHA INVESTMENT INC LENDING MATRIX – FACILITATED BY OMEGA CAPITAL STREET, LLC

PRIME & CMBS/CONDUIT

ALT-A & TIER 1 CONTSRUCTION-PERM

BRIDGE & HARD MONEY MATRIX

 BRIDGE LENDINGHARD MONEY
Loan Amount$1,000,000 to $100,000,000+$1,000,000 to $50,000,000+
Loan Term1, 2 and 3 Year6, 12, 18 & 24 months
Asset TypesMedical, mixed-use, office, retail, industrial, multifamily, hotel, self storage and other asset classes to be considered on a case-by-case basis.Medical, mixed-use, office, retail, industrial, multifamily, hotel, self storage, land and other asset classes to be considered on a deal-by-deal basis.
SecurityFirst MortgageFirst Mortgage
Borrower EntitySingle purpose entitySingle purpose entity
Loan-to-ValueUp to 75% of appraised value. Max Land LTV 55% of appraised value with entitlements 35% Max LTV of land with no entitlements.Up to 65% of appraised value. Max Land LTV 55% of appraised value with entitlements 35% Max LTV of land with no entitlements.
DSCR RequirementTo be determined on a case-by-case basis. LTV lowered by 5% if underwritten net cash flow less than 1.15x DSCRNot required sset based loan
AmortizationInterest onlyInterest only
Interest Rate7.99% to 10.99% (Higher LTV and Lower DSCR effects rate, land only will be at 10.99% 10.99% - 18%
Origination Fee3% of the Loan Amount5% of the Loan Amount, 8% on land only.
Exit Fee.5% (Half of one percent)1%
TI/LC, CapEx and
Other Reserves
Reserves available on a case-by-case basisReserves available on a case-by-case basis however loan may not exceed Max LTV
RecourseNon-recourse except for customary bad boy carve-outsNon-recourse except for customary bad boy carve-outs
Pre-Payment Penalty1 year6 months
COLUMBUS OHIO LOCATION
200 E Campus View Blvd., Suite 200
Columbus, OH 43235
U.S.A.
MIAMI FLORIDA LOCATION
150 SE 2nd Ave, PH4
Miami, FL 33131
U.S.A.
CONTACT
Toll Free: 1-833-425-7264
Email: todd@alphainvestmentinc.com
tim@alphainvestmentinc.com
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